Garnered by thirty years’ experience in the lending industry, Harley Hull Lending and Services (HHLS) & Harley Hull Redemption Services (HHRS) was founded by brothers who have personally experienced life in the best of times and in the worst of times with various unfortunate events that were nearly unbearable for those involved. Brothers Harley & Hull are also acutely aware of how events in one’s life, often to no fault of their own, can subsequently shape ones life, as well as others' opinions for years to come. Conversely, the Harley & Hull brothers have also experienced the relief of a helping hand, and how it can greatly assist in making all the difference in getting one’s life back (on track) from the results of those unfortunate events that life inevitably throws at us.

Harley Hull Redemption Services specializes in what are known as "Technical Lending Programs" (TLP). A Technical Lending Program (TLP) is a loan that takes an incredible amount of patience, and the ability to work as a team with top tier professionals, such as Judges, Attorneys, Trustees, Paralegals, Lenders, Court Employees, etc. TLP's also often require a lender to be nimble with their underwriting practices, as well as loan processing timelines. HHRS is often required to approve a loan in less than a couple hours, only to turn around and wait 6 months to close and fund the loan. Conversely, HHRS is also just as often required to approve and fund a loan in 24 hours. HHLS has the professionalism and know-how to work shoulder to shoulder with the highest level of professionals in the marketplace who represent the clients we all serve.

An example of a TLP is a 722 Redemption loan that can help a client keep their vehicle for what it is worth, not what is owed to a lender. Another example of a TLP loan is working with an attorney to file a motion to incur debt, which will allow us to fund a new auto loan the client expects to keep after the Bankruptcy process is over. In certain situations we can also work close with a client's attorney to help refinance a cross collateralized loan, which can result in allowing a client to keep an asset and discharge debt that was cross collateralized on said asset.

HHRS is incredibly proud of what we have done to help clients get into better situations, and avoid those lenders who would prefer a quick buck over doing what's best for a client. Because TLP loans are so technical you will be hard pressed to find another lender in the entire United States who will specialize in such loans. Why? Simple... TLP loans usually require a level of professionalism and customer service that most Consumer Lending companies simply are not equipped to handle.

Unlike normal Consumer Lending companies, credit unions and banks; a TLP lender, like HHRS, only does loans that completely align the interest of lenders and borrowers. For example... All lenders, Credit Unions and Banks have one goal in mind when they lend out money, and that is to lend as much money as possible on any given asset, like a car. Furthermore, these lenders and banks receive 90% of their consumer loans from some sort of vendor, such as a Car Dealership. A Car Dealership in turn also tries to sell a vehicle for as much as possible, as well as terms that are as beneficial to them as they can get. In the end a normal Consumer Lending Institution will want as high of an interest rate as possible, and as short of a term as they can get, thus giving consumers higher and higher payments.

By contrast, a lender, such as HHRS, who specialize in TLP loans will work with a client's attorney so that HHLS can do a loan for AS LITTLE AS POSSIBLE. When a client borrows a smaller amount, the risk goes down, and the monthly installments also go down. Thus, HHRS is able to confidently state that a client's debt and monthly payment rarely, if ever, go up. Which in turn means the borrower's interest is in complete alignment with the lender.

Because TLP loans naturally harmonize the goals of borrower and lenders, you can always count on Harley Hull for sound financial input, on your first, or even your second chance… and beyond that you can count on us to be a lifelong financial partner.

Harley Hull’s main goal is to help make bad credit, good and good credit, better.