Garnered by thirty years’ experience in the lending industry, Harley Hull Lending and Services LLC (HHLS) & Harley Hull Redemption Services (HHRS) was founded by brothers who have personally experienced life in the best of times and the worst of times, with various unfortunate events nearly unbearable for those involved. Brothers Harley & Hull are also acutely aware of how events in one’s life, often to no fault of their own, can subsequently shape our life, as well as others' opinions for years to come. Conversely, brothers Harley & Hull have experienced relief that comes by way of a helping hand, and how that helping hand can greatly assist in making all the difference in getting one’s life back (on track) from the results of those events that life inevitably throws at us.

Harley Hull Redemption Services specializes in Originating, Servicing and Collecting on a type of loan HHRS labels as "Technical Lending Programs" (TLP's). The type of loan that comes from a Technical Lending Program (TLP) is the type of loan that takes an incredible amount of experience, patience, and most notably the ability to work as a team with top tier types of professionals, such as Judges, Attorneys, Trustees, Paralegals, Lenders, Court Employees, etc. TLP's require a lender to be nimble with their origination practices, as well as loan processing timelines. HHRS is often required to approve a loan in less than a couple hours, only to turn around and wait 6 months for court approval finalize the loan. Conversely, just as often HHRS is required to approve and fund a loan in less than 24 hours. HHLS has the professionalism and know-how to work shoulder to shoulder with the highest level of professionals in the marketplace who represent the clients, customers, debtors, and borrowers we all serve.

An example of a TLP loan is our 722 Redemption loan program which allows bankruptcy debtor clients to keep their vehicle for it's "Replacement Value" instead of the debtors current principal balance attached to that vehicle. Another example of a TLP loan is working with an attorney to file a motion to incur debt, which in turn will allow us (HHLS) to fund a purchase money loan the debtor client expects buy during the Bankruptcy process. HHLS, In certain situations, will also work close with debtor client attorney's to fund a loan HHLS labels "Collateral Protection Loan", which can help finance one asset among a couple used to collateralize a single loan, which can result in allowing a debtor client to keep a specific asset and discharge debt collateralized by other assets.

HHRS is incredibly proud of what we have done to help clients gain access to better situations, and in the process helping clients avoid unscrupulous lender types who are more interested in keeping them on a debt hamster wheel. TLPs are one of many programs we use to help clients come get their life back. The market place is hard pressed to find another lender in the entire United States who will specialize in such loans. Why? Simple... TLP loans usually require a level of professionalism and customer service that most Consumer Lending companies simply are not equipped to handle, furthermore, TLPs and similar programs are difficult to automate, and slow to fund. Put simply, TLP loans are a boutique loan program, and as such are impossible to systematize similar to how one would with an automotive dealership lending program.

Unlike normal Consumer Lending companies, credit unions and banks; a TLP lender, like HHRS, only does loans that completely align the interest of lenders and borrowers. For example... All lenders, Credit Unions and Banks have one goal in mind when they lend out money, and that is to lend as much money as possible on any given asset, like a car. Furthermore, these lenders and banks receive 90% of their consumer loans from some sort of vendor, such as a Car Dealership. A Car Dealership in turn will obviously sell a vehicle or product for as much as possible, and they will also issue terms that are as beneficial to them as they can get, but not beneficial at all to a client . In the end a normal Consumer Lending Institution will want as high of an interest rate as possible, and as short of a term as they can get, thus giving consumers higher and higher payments.

By contrast, a lender, such as HHRS, who specialize in TLP loans will work with a client's attorney so that HHLS can do a loan for AS LITTLE AS POSSIBLE. When a client borrows a smaller amount, the risk goes down, and the monthly installments also go down. Thus, HHRS is able to confidently state that a client's debt and monthly payment rarely, if ever, go up. Which in turn means the borrower's interest is in complete alignment with the lender.

Because TLP loans naturally harmonize the goals of borrower and lenders, you can always count on Harley Hull for sound financial input, on your first, or even your second chance… and beyond that you can count on us to be a lifelong financial partner.

Harley Hull’s main goal is to help make bad credit, good and good credit, better.